Tread Carefully When Looking At Term Insurance Length!
I have always been an advocate of buying a term length, or multiple term policies that reflect your actual life insurance needs with different term lengths. Due to some recent changes in conversion...
View ArticleNAIC Answers Questions On Conversion Products And Options
A few days ago I was on a bit of a rip over the subjects of conversion privileges and how far too many companies are changing products offered to non guaranteed UL’s, rather than permanent products....
View ArticleThe Answer Is Still No On Juvenile Diabetes Life Insurance.
I went to war with the life insurance industry several years ago over the issue of children with impairments not having access to coverage, even at a higher rate than the standard rate they offer...
View ArticleInadequate Advice From The Guys In Charge!
If I’ve gone a month in the last three years without talking about conversion options and the mean spirited way some life insurance companies have treated it, forgive me. There is nothing I am quite so...
View ArticleIs The MIB The Life Insurance Bad Guy Or Good Guy?
Second only to life insurance agents for being blasphemed by the life insurance buying public is the Medical Information Bureau, or MIB. The MIB is a super warehouse of health and lifestyle information...
View ArticleProtective Life Insurance! Who Are They Protecting?
Even though Protective and West Coast Life fired me years ago I still get their propaganda and that, along with an almost simultaneous run in with a Protective abusee has once again fired me up again...
View ArticleProtective Life Not A Wonderful Life!
We left off the other day with a description of Protective Life’s universal life conversion product, a product that simply defies the imagination. Since they introduced….no wait. They forgot to...
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